All-in-one Smart Life platform

Manage your finances, habits & life — beautifully

Personal Money Habit brings your income, expenses, savings goals, daily habits, and calendar into one clean dashboard — so you always know where you stand and what comes next.

Finance suite Habit streaks Tasks & reminders Secure backups
Savings MTD +₹57,500
Habit streak 12 days 🔥
Good afternoon
Smart Life home
₹ INR
Net worth
₹2.4L
Income
₹1,00,000
Expenses
₹42,500
Tasks done
8 / 12
Finance Vouchers · Budgets · Reports
Habits Tracking · Rewards · Levels
Calendar Tasks · Reminders
Backups Export · Restore
4 modules Finance · Habits · Calendar · Backups
30+ tools Vouchers, reports, calculators & more
Multi-currency Start in ₹ INR or switch anytime
Your data Cloud backup, restore & CSV export

Everything you need to live smarter

From tracking every rupee to building daily habits — Personal Money Habit keeps your entire life organized in one premium, easy-to-use workspace.

💰

Finance Dashboard

Track income, expenses, net worth, and savings rate at a glance. Create vouchers, manage budgets, and view P&L reports.

Habit Tracking

Build consistent routines with daily habit check-ins. Monitor your streaks and see productivity progress over time.

📅

Calendar & Tasks

Never miss an event or deadline. View upcoming tasks, schedule events, and stay on top of your day.

📊

Reports & Analytics

Generate finance reports, chart of accounts, and savings challenges. Make data-driven decisions with confidence.

🎯

Savings Goals

Set targets, track progress, and celebrate milestones. Watch your savings rate climb month over month.

🔒

Secure Backups

Your data is precious. Export and backup your financial records, habits, and settings anytime you need.

Everything inside your workspace

A complete map of the tools you get after login — organised exactly like the user panel.

💰

Finance

Full personal accounting

10
  • Dashboard & cash-flow overview
  • Vouchers (Dr / Cr)
  • Search & recurring vouchers
  • Persons, lends & borrows
  • Savings goals & budgets
  • Bank statement import
  • Chart of accounts
  • EMI / SIP / interest calculators
  • Reports: TB, P&L, balance sheet
  • Financial challenges

Habits

Build lasting routines

7
  • Habits dashboard
  • Daily tracking check-ins
  • Streaks, points & levels
  • Health & productivity score
  • Detail reports
  • Rewards & badges
  • Per-habit notes
📅

Calendar

Stay on schedule

5
  • Productivity dashboard
  • Tasks with completion
  • Reminders
  • Upcoming work overview
  • Task & productivity reports
⚙️

Account & more

Secure & personal

8
  • Guided onboarding
  • Profile & preferences
  • Bank details
  • Notifications
  • Subscription plans
  • Cloud backup & restore
  • JSON / CSV export
  • FAQ, privacy & terms

Professional-grade money management

Whether you're tracking monthly cash flow or managing vouchers and bank statements, Personal Money Habit gives you the tools of a full finance suite — without the complexity.

  • Real-time income & expense tracking with MTD summaries
  • Voucher management — borrow, lend, and categorize transactions
  • Savings goals, budgets, and financial challenges
  • Bank statements, chart of accounts & detailed reports
  • Multi-currency support (₹ INR and more)
Income (MTD)
₹1,00,000
Expenses (MTD)
₹42,500
Net savings
₹57,500
Date Type Description Amount
2026-07-01 Expense Office supplies ₹2,500
2026-07-03 Lend Friend repayment ₹5,000
2026-07-05 Borrow Short-term loan ₹10,000
2026-07-08 Income Salary credit ₹85,000

Build routines. Hit deadlines. Stay secure.

Beyond money — habits, tasks, reminders, and backups keep your whole Smart Life in sync.

Habits
12 day streak

Track · Streak · Reward

Daily check-ins, points, levels, health score, reports, badges, and notes — so habits stick.

  • Dashboard with period filters
  • One-tap daily tracking
  • Streaks, points & rewards
  • Per-habit analytics & notes
Calendar
8/12 tasks done

Tasks · Reminders · Focus

Plan the day, clear the backlog, and review productivity with a dedicated calendar module.

  • Productivity dashboard
  • Tasks with completion toggles
  • Reminders that keep you on track
  • Task & productivity reports
Account
OK backed up

Backups · Profile · Plans

Export anytime, restore from cloud, set currency, and manage subscription preferences.

  • Cloud backup & restore
  • JSON + vouchers CSV export
  • Multi-currency & onboarding
  • Subscription & notifications

Built to simplify your Smart Life

Clear benefits that matter once you start using the user panel every day.

01

One dashboard for everything

See net worth, cash flow, habit progress, and tasks together — no app-switching.

02

Finance depth without complexity

Double-entry vouchers, ledgers, and reports feel approachable for everyday use.

03

Habits that actually stick

Streaks, points, and rewards turn consistency into visible progress you can feel.

04

Your data stays yours

Back up to the cloud, restore when needed, and export JSON or CSV anytime.

Up and running in minutes

Three simple steps to take control of your Smart Life.

1

Create your account

Sign up with your email and set your preferred currency. It takes less than a minute.

2

Set up your dashboard

Add your first voucher, configure savings goals, and create daily habits to track.

3

Live smarter every day

Check your dashboard, review reports, and watch your finances and habits improve.

Ready to simplify your Smart Life?

Join Personal Money Habit today and bring your finances, habits, and calendar together in one beautiful dashboard.